Free loan up to PHP 10 000, for each new client!

It is the first service that works with customers in online mode, without the help of a human operator! Its operation is fully automated. Any day of the week, regardless of time, holidays or non-working days, loans instantly. The “Robocash” is a new and improved software that can automatically study more than 1800 data of a client, based on the information of your form.

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Loans without bank account – how to do this?

When you urgently need money before a salary, you can always apply to a financial organization. So, the system of online lending Robocash is gaining popularity in the Philippines – the service quickly gives out loans, without discharge from work, evidence of solvency and with the possibility to get cash without a bank account.

Loan Approval Guarantee – 95%

Automated system checks the applications and the passport data of a client within 10-15 minutes and promptly issues a loan. If you do not have a bank account, it is not a problem! The robot can transfer funds to a card of any bank or you can get money in cash. Robocash issues loans to anyone who has reached the age of majority and is a citizen of the Philippines. To get cash loans without bank account, it is enough to confirm the accrual of funds for the specified details and cash out a loan in any available point of the country.

Fast cash loans without bank account

To get a loan, you need to:

1. Be an adult citizen of the Philippines; 

2. have a valid mobile phone and registration on the company’s web-site. 

A distinctive feature of the system is that it accrues funds even to those who could not hope for financial assistance. This category includes:

  1. former banking clients with a spoiled credit history; 
  2. citizens with a judicial past; 
  3. members of multi-children families; 
  4. students who do not have a permanent place of work; 
  5. pensioners. 

The principle of work is the following:

  1. A loan is drawn up on the web-site. 
  2. After receiving an approval in the appropriate section you can find the points of issuing money offline. 
  3. Go to the selected address to cash out the funds. 

People with disabilities of any group and people suffering from serious illnesses can also receive online personal loans without bank account. The main thing in cooperation with Robocash is to repay the debt on time. 


  • Can you get a loan without a bank account?
    Yes, you can do that in Robocash. Choose another way to get the loan, such as at a branch.
  • Are Online Loans Legit?
    Yes, many companies in the Philippines issue loans legally and have a registration number in the government registry. For example, Roboсаsh has SEC Registration No. CS201730459 and Certificate of Authority No. 1150.
  • How Do Online Cash Loans In The Philippines Work?
    More often than not, you can apply for a quick loan online at the company's website. You will need 1 valid ID. The amount will go to your account or you can get it at the company's offices.

11 advantages of the online credit system Robocash

Everyone who needs money urgently wants to get an unsecured loan quickly and without unnecessary difficulties. Robocash wins against the background of other financial organizations in the following:

1. we work without days off, even on holidays; 

2. we accept applications 24 hours a day 7 days a week; 

3. quick and easy loan processing on the site;

4. we have an app in which to get a loan is even easier; 

5. you choose independently the sum and term of a loan;

6. we have more than 100 offices where you can get money; 

7. more than 90% of applications are approved; 

8. the remuneration is only for the days of the using money;

9. all mutual settlements and registrations take place online; we can also issue money in the office; 

10. age from 21 to 70 years; 

11. minimum loan amount is 1000 PHP, maximum – 25 000 PHP. 

Internet loans without bank account do not require collateral, because Robocash offers Filipinos a small amount before a salary. In such cases a mortgage of the property is meaningless.

Another feature of Robocash is that the interest rate does not increase during the payout period. The percentage, specified on the web-site, is fixed. No additional commissions or hidden payments are charged to customers.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

How to borrow from the online system

It’s very simple to draw up a loan on the Robocash web-site:

  1. select the desired amount and the payment maturity date; 
  2. click “Get a loan” and fill in a short online application (you need to enter only passport data, information from other documents is not required); 
  3. send the application for consideration; 
  4. wait for the reply to the e-mail (along with it you will get the contract, the points of which you should read); 
  5. confirm the contract. 

Robocash issues loans even to those whose credit rating leaves much to be desired. The rating goes down due to overdue payments in the past, spoiled credit histories and any conflicts with banking organizations.

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Loan without visiting an office

Your credit history is not important if you want to get a loan in Robocash. Credit money online with quick approval is a good alternative to bank loans. Such a loan does not require opening a settlement account, you can get cash in the office by registering it in advance through the web-site.

The benefits of borrowing money online:

  1. fast application process; 
  2. no need to open a bank account; 
  3. favorable interest rates; 
  4. no credit history check. 

When you make a loan online, you do not need to provide a lot of documents and confirm the solvency. A client chooses the conditions for borrowing money receiving credit money on the Internet.

How much money do you need?
10 000
Min: ₱ 1 000
Max: ₱ 10 000
You return: 10 000
All your data is under secure protection!

Requirements for the borrowers

The online service Robocash has simple requirements, observance of which does not cause problems.

If you have not repaid past loans in time, it does not matter. The service offers cash loans even for people with a bad credit history. The main thing is not to miss the payment of debt in the future.

Repayment of credit funds

You can choose the most suitable and convenient option for you to repayment the loan:

  1. repay the debt from the card of any bank; 
  2. pay the amount in one of the ATMs (by card or in cash); 
  3. pay off the debt directly in the office of the financial organization.


If you need a urgent salary loan, contact Robocash immediately. Do not waste your time on meaningless visits to banks, waiting and collecting documents. The system will provide financial assistance if there is a couple of weeks before the salary, but the money is needed right now. Also, people who have lost their jobs or undergoing internships can count on help.

The refund procedure is simple: you need to enter to your personal account, click on the appropriate section, enter your payment details and wait for the notification that the funds have been credited.

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Robocash Reviews

  • Ryan
    Robocash is one of a kind. They are true to their commitment that once u pass d review they will credit the loaned amount right away! In less than 5 mins we got the money transfered to my gf bank account. Amazing! Two thumbs up ROBOCASH!!!
  • Erica
    I tried Robocash out of curiosity. To cut to the chase, Robocash is ideal for "petsa de peligro" days where it's almost payday but also your bills is on due date because they have short payment terms (I was given 7 days term for my first loan). You can get approved as fast as 30mins and the loan will reflect immediately.
  • Sam
    I loved RoboCash not just the app but for the whole experienced that I had in applying for a loan. Hassle free and loan disbursement is as quick counting 1-2-3.

Download the Robocash mobile app and get loan instantly!

  • Borrowing 24/7
  • Approval rate over 90%
  • 1 Valid ID

Loan money online now!

Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Robocash Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.