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It is the first service that works with customers in online mode, without the help of a human operator! Its operation is fully automated. Any day of the week, regardless of time, holidays or non-working days, loans instantly. The “Robocash” is a new and improved software that can automatically study more than 1800 data of a client, based on the information of your form.

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Quick Loan in Makati

A loan is an important aspect of anybody’s financial life. This is most especially so if you live in Makati — a premier city in the Philippines. Today, we will take a look at the different types of loans in Makati and where you can avail them.

How much money do you need?
10 000
Min: ₱ 1 000
Max: ₱ 10 000
You return: 10 000
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Types of Lending Companies in Makati

Banks. The most common loan company in Makati is a bank. The main advantage of bank loans is that you can borrow a large amount of money for a long time. However, they may need collateral from you, and such a loan is difficult to approve.

Pawnshops. These companies refer to loan types where you need to provide a collateral. You can apply for this in different financial institutions or banks. It is easy to get approved if you have an asset, but they will seize your asset if you fail to pay your loan on time.

Private lenders. These are independent companies or even individuals. Their requirements vary, but they usually offer small loans for emergencies and small businesses. They are everywhere in the country, but they do not always work in accordance with the law. In addition, they charge high interest rates.

Fast Lending Companies. These are mostly online companies that offer fast approval — as fast as 24 hours. Here you can get a quick loan for any purpose, although the interest will be higher than in the bank. One of the best companies that offer this is Robocash, which we will discuss in detail below.

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Robocash Fast Loans in Makati

Let us dig a bit deeper about Robocash and see why you need to consider this as your loan provider.

Advantages of Robocash Loans

  1. Fully automated. All the processes here are automatic, which means you just need to submit your application and they will take care of it from the back end; you no longer need to go to a physical establishment to pay your loan or get it.
  2. High approval rate. The Robocash team only requires that you submit a few documents, especially your proof of identity and income, to get approved. You do not need to present a collateral.
  3. Online application. You can process your application online. Just go to the website and fill out the application form. You will be notified what next steps to take.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

Robocash Loan Terms

Here are the loan terms that you need to know about Robocash before you apply.

Loan terms. You can get a loan for the period from 7 to 30 days. When you borrow cash, you need to pay it and interest back in 30 days.

Loan amount. As a fast loan company, Robocash offers between ₱ 1,000 and ₱ 25,000. The amount of money you can loan depends on your status as a borrower.

Borrower requirements. You only need to present your identity documents. You have to send a digital copy of a valid government ID. You also need to send your proof of address and proof of income to get approved.

Other Types of Quick Loans in the Philippines

Let us take a look at the different kinds of loans you can avail in the Philippines.

1. Seaman’s loan in Makati – a kind of loan to seafaring employees; you need to prove that you are employed by a shipping company.

2. OFW loan in Makati – this loan is for people who work overseas. To qualify, you must present an ID from the government proving that you are an OFW.

3. Salary loan in Makati – loans granted to local employees; these are small loans that are based on how much you earn.

These loans are not available in the Robocash system. In Robocash, you can avail of personal and emergency loans.

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How to Choose Loan Company in Мakati?

Now, you have to be careful before asking for loans. The Philippines has strict regulations on financial institutions to protect borrowers and their assets.

Here are some things you need to check about a lending company in Makati City.

  1. Select a lender carefully. The lender must have a physical office. You should also read the loan terms and conditions. A good lender must be able to offer a fair lain arrangement. Avoid lending companies that charge an arm and a leg for loan interests.
  2. View customer reviews. Always visit online forum and check what people have to say. You need to have knack for reading between the lines of reviews because they can be faked. Only go to credible review sites like Trust Pilot. Also, if the review site has thousands of comments from users, it is an indication that the reviews are legit.
  3. Check with the state registry company. The lending company must be duly registered in the Securities and Exchange Commission. To check this, you need to go to the SEC website, and then search for the name of the company. There is a list of lending companies in Makati and other Philippine cities. If the company is not registered, stay away. This company may be a loan shark that will force you to give up your property if you fail to pay the loan.
  4. Compare conditions with other companies. Get a pen and paper or use a spreadsheet to compare loan companies. List down how much you can loan, what the interest rate is, how long you can take to pay, and how fast you can get an approval. Carefully review the aspects of the loan that matter to you, such as interest rates. Pick the best loan company based on these priorities.

FAQ

  • Where can I borrow money easily Philippines?
    You can choose any of the official lending companies, the most important thing is to make sure that it is under the control of the state. We recommend Robocash Lending Company.
  • Which type of loan in Makati is cheapest?
    Generally, secured loans are more advantageous than unsecured loans. However, quick loans without collateral and guarantors are much more affordable for Filipinos.
  • Can I get a loan in Makati with a low credit rating?
    Yes, you have that chance. Some lending companies may approve your loan for a small amount.

Conclusion

A loan is a financial necessity for many Filipino citizens. Even if you have to pay interest, there really comes a time when you have avail quick cash loan in Makati. You will never know when an emergency will crop up. In any case, you need to get a list of loan companies and compare them now. When the time comes that you need a loan, you will at least have a list of options that you can try.

Robocash is the best loan in Makati, and one of the best loan companies in the Philippines. It services the entire nation, and you can expect to get approved in as short as 24 hours. If there are some issues in your documents, the approval may take up to 15 days to complete.

Everything is automated in Robocash — you will even get your cash in your bank account. You no longer need to go to a physical office to get the cash and carry it around. It will be transferred to your bank and you can withdraw it from an ATM.

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Robocash Reviews

  • Ryan
    Robocash is one of a kind. They are true to their commitment that once u pass d review they will credit the loaned amount right away! In less than 5 mins we got the money transfered to my gf bank account. Amazing! Two thumbs up ROBOCASH!!!
  • Erica
    I tried Robocash out of curiosity. To cut to the chase, Robocash is ideal for "petsa de peligro" days where it's almost payday but also your bills is on due date because they have short payment terms (I was given 7 days term for my first loan). You can get approved as fast as 30mins and the loan will reflect immediately.
  • Sam
    I loved RoboCash not just the app but for the whole experienced that I had in applying for a loan. Hassle free and loan disbursement is as quick counting 1-2-3.

Download the Robocash mobile app and get loan instantly!

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  • Approval rate over 90%
  • 1 Valid ID

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Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Robocash Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.