Free loan up to PHP 10 000, for each new client!

It is the first service that works with customers in online mode, without the help of a human operator! Its operation is fully automated. Any day of the week, regardless of time, holidays or non-working days, loans instantly. The “Robocash” is a new and improved software that can automatically study more than 1800 data of a client, based on the information of your form.

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Key takeaways:

  • Banks are very popular in the Philippines, but bank loans often require collateral or a guarantor.
  • There are companies that allow you to get a loan without collateral for small amounts.
  • Robocash requires no collateral and provides quick loans on favorable terms.

Quick Cash Loan Without Collateral

When money is urgently needed, most of people turn to banks (1), because only in a reliable financial organization you can get a loan on fair terms. But what to do when you need a small amount before the salary and however, you do not have valuable property to mortgage it? Banks carefully check borrowers and often give loans to those who have collateral. But in the financial market of the Philippines there are other offers that allow you to get a loan without collateral for small amounts. Currently, lending companies in Philippines without collateral that issue loans without collateral are very popular.

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

Where can I borrow money fast in the Philippines?

There are many financial institutions that are willing to provide you with a quick loan.They can be banks, pawnshops or online loan companies. However, banks most often take a few days to review your application, so a bank loan cannot be called a quick one. In order to get a loan from a pawnshop, you need a collateral, a valuable property that serves as a guarantee of repayment. The easiest and most convenient way to get a quick loan without collateral in the Philippines is online loan companies.

Can you get a personal loan with no collateral in Robocash?

Robocash is rapidly gaining popularity in the Philippines thanks to the loyal requirements and the simplicity of use. This company does not require collateral and provides fast loans on favorable terms. Thus, each filipino can take a quick cash loan without collateral right at the workplace, at home, at a lecture or in a car – in any place where there is access to the network.

Benefits of Robocash loan:

1. You can apply online without leaving your home;

2. The average processing time is 10 minutes (sometimes up to 30 minutes);

3. You do not need a certificate of income;

4. No guarantors or collateral;

5. The credit rating of the borrower does not matter.

Any Filipino can borrow money from the Robocash: student, employed, freelancer, senior citizens and other people who are in need of urgent money. A simple algorithm of receiving a loan allows the borrower to take a fast loan to a card or bank account and solve his problems in a matter of minutes. There is no need to plan anything, to stand in long queues – one click and the money is in your pocket.

Before confirming the agreement with the system, look through all the nuances and read the clauses of the agreement. The agreement comes on the recipient’s email after the questionnaire has been considered. The text of the contract is also available in your personal cabinet on the Robocash website.

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How can I get a loan without collateral?

Robocash issues non-collateral loans ranging from 1,000 to 25,000 PHP. First borrowers can borrow up to a maximum of 10,000 PHP. When you re-apply the credit limit is increased, but only on condition of timely repayment of the first debt.

How to interact with Robocash

  1. Go to the web-site of the system and sign up there. The system will create a personal account with your personal information. Personal data is not distributed to third parties!
  2. Choose the necessary amount using the online calculator. Determine the period of time you can return it, see the interest rate.
  3. Fill in a short online application. Submit it for consideration. All the fields should be filled. Information should be relevant and accurate.
  4. Wait for the reply. If the result is positive, Robocash will send an online contract. Confirm the contract with an electronic signature – in this way, the client agrees to cooperate with the company.
  5. After confirming the contract, the money is credited during the day.

Waiting for a decision on the request of credit funds will be up to 10 minutes. During this time Robocash will check all the claimed data, consider the credit history. A loan without collateral can be obtained even by a client with credit history errors. The percentage of approved applications reaches 90%.

What if you don’t have collateral for a loan?

This is not a problem for Robocash. Robocash issues cash loans in Philippines no collateral and no credit check of the borrower. The main thing is to provide all the necessary documents. All you need to have with you: valid ID, mobile phone and Philippine citizenship, also the age from 21 to 70 years. Only 1 valid government document will be required, but you may additionally provide other documents such as payslip, COE, ITR, company ID, DTI. (2)


  • Where can I borrow money without collateral in the Philippines?
    You can choose any credit company with a state license. We recommend Robocash. Here you can take a loan without collateral up to 25,000 pesos.
  • What is a loan without collateral called?
    It is an unsecured loan. This is a loan that doesn't require any type of collateral. Instead, lenders approve unsecured loans based on a borrower's credit rating.
  • What is the easiest loan to get approved for?
    The easiest way to get a loan for a small amount of up to 10,000 pesos and a short term of up to 15 days, such as in Robocash. Also, additional documents and a high credit rating will increase your chances of getting one.

How to get money in Robocash?

Most often, clients receive a loan without collateral in the Philippines on a bank account. If you don’t have a bank account, it’s not a problem. Robocash can issue money in cash. To do this, follow the procedure described above. If the client has not specified the bank details, he is offered to issue a loan in cash. A unique number comes to the mail of the borrower – you need to remember it or write it down, then go to the offline point of issuing funds. A credit is attached to this number. Robocash already have over 60 offices where you can get cash or draw up a loan. Now some of them are closed due to the pandemic, but with each passing day more and more offices of Robocash resume their work. You will definitely find office nearby.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

What should I do if I can’t return my debt

Borrowers who have got into difficult financial situation are offered to prolong the contract and change its terms. To change the terms of the contract, you need to call the Robocash hotline and explain your situation. We appreciate conscientious clients who want to return debts, but do not know how. Such borrowers are offered a way out of the difficult situation, depending on the complexity of the problem.

Advices before issuing a loan without collateral

Answer the following questions before taking a cash loan non-collateral:

1. This loan is the only way out?

2. Do you realize that you are responsible for non-repayment of debt?

3. Do you understand the principle  of interest calculation?

4. Do you know the total amount to be paid?

5. Do you have extra sources of funds in case of impossibility to repay the debt?

6. Are you satisfied with the other loan conditions?

7. Can you economize on your loan and pay it early?

The answers to these questions are needed to understand the seriousness of the procedure. Many borrowers are careless about the registration of loans through the Internet, thinking that if the organization is not a bank, then it is not necessary to return the money. This is not true! The Robocash credit policy is fully in line with Philippine law. The borrower who has not returned the debt will be fined. In case of non-payment of a fine the debtor will be summoned to court. But it is also good for the client, because the law protects him too. (3)

So if you think about where to borrow money without collateral, feel free to contact Robocash.

Apply now

Articles Sources

  1. List of banks in the Philippines…
  2. List of valid ID in the Philippines…
  3. REPUBLIC ACT No. 3765…

Robocash Reviews

  • Ryan
    Robocash is one of a kind. They are true to their commitment that once u pass d review they will credit the loaned amount right away! In less than 5 mins we got the money transfered to my gf bank account. Amazing! Two thumbs up ROBOCASH!!!
  • Erica
    I tried Robocash out of curiosity. To cut to the chase, Robocash is ideal for "petsa de peligro" days where it's almost payday but also your bills is on due date because they have short payment terms (I was given 7 days term for my first loan). You can get approved as fast as 30mins and the loan will reflect immediately.
  • Sam
    I loved RoboCash not just the app but for the whole experienced that I had in applying for a loan. Hassle free and loan disbursement is as quick counting 1-2-3.
Rating (4.5/5) 547 voice. Rate us

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Content author: Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Robocash Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.